Terms of Use - Sbald Costu

Agreement to Terms

By accessing or using the Sbald Costu website (sbaldcostu.info) and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

Use License

Permission is granted to temporarily access the materials on Sbald Costu's website for personal, non-commercial use only. This is the grant of a license, not a transfer of title, and under this license you may not:

Modify or copy the materials
Use the materials for any commercial purpose or public display
Attempt to decompile or reverse engineer any software on the website
Remove any copyright or proprietary notations from the materials
Transfer the materials to another person or mirror the materials on any other server

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Sbald Costu at any time.

Educational Services

All educational programs offered by Sbald Costu are subject to separate enrollment agreements. These Terms of Use govern website access; program participation requires acceptance of additional terms outlined in the enrollment agreement.

Program Enrollment

Enrollment in our programs is subject to approval. We reserve the right to refuse admission to any applicant at our sole discretion. Application fees, if any, are non-refundable.

Payment Terms

All fees must be paid according to the schedule outlined in your enrollment agreement. Failure to pay may result in removal from the program without refund.

Refund Policy

Refunds are governed by our refund policy as stated in the enrollment agreement and on our website. Generally, full refunds are available before program start, with prorated refunds available during the first week of instruction.

User Conduct

You agree not to use the website:

In any way that violates any applicable federal, state, local, or international law
To transmit any advertising or promotional material without our prior written consent
To impersonate or attempt to impersonate Sbald Costu, an employee, another user, or any other person or entity
To engage in any conduct that restricts or inhibits anyone's use of the website
To introduce any viruses, trojans, worms, logic bombs, or other malicious material
To attempt to gain unauthorized access to any portion of the website or related systems

Intellectual Property

The materials on Sbald Costu's website, including but not limited to text, graphics, logos, images, and software, are owned by or licensed to Sbald Costu and are protected by copyright and trademark laws.

Our course materials, curriculum, and instructional content are proprietary and confidential. Enrolled students may access and use these materials solely for personal educational purposes during and after their program enrollment. Distribution, reproduction, or commercial use of course materials is strictly prohibited.

User Submissions

By submitting content to our website (including application materials, feedback, or communications), you grant Sbald Costu a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and distribute such content for educational and operational purposes.

You represent and warrant that you own or have the necessary rights to submit such content and that it does not violate any third-party rights.

Disclaimer

The materials on Sbald Costu's website are provided on an "as is" basis. Sbald Costu makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Sbald Costu does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

While we strive to help students achieve their career goals, we do not guarantee employment, salary increases, or specific career outcomes. Individual results vary based on many factors including prior experience, effort, and market conditions.

Limitations of Liability

In no event shall Sbald Costu or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Sbald Costu's website, even if Sbald Costu or an authorized representative has been notified orally or in writing of the possibility of such damage.

Some jurisdictions do not allow limitations on implied warranties or limitations of liability for consequential or incidental damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Sbald Costu. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Sbald Costu shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of any such content, goods, or services available on or through any such websites or services.

Indemnification

You agree to defend, indemnify, and hold harmless Sbald Costu, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the website.

Modifications to Service

Sbald Costu reserves the right to modify or discontinue, temporarily or permanently, the website or any features or portions thereof without prior notice. You agree that Sbald Costu will not be liable for any modification, suspension, or discontinuance of the website or any part thereof.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions. Any legal action or proceeding relating to your access to or use of the website shall be instituted in a court of competent jurisdiction in Singapore.

Dispute Resolution

Any dispute arising from or relating to these Terms of Use or your use of the website shall first be attempted to be resolved through good faith negotiation. If the dispute cannot be resolved through negotiation within thirty days, it shall be resolved through binding arbitration in Singapore in accordance with the rules of the Singapore International Arbitration Centre.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

Waiver

No waiver by Sbald Costu of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition.

Changes to Terms

Sbald Costu reserves the right to revise these Terms of Use at any time. By using this website, you agree to be bound by the current version of these Terms of Use. We will notify users of material changes by updating the "Last updated" date at the top of this page.

Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms of Use.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any enrollment agreements, constitute the entire agreement between you and Sbald Costu regarding the use of the website and services.

Contact Information

For questions about these Terms of Use, please contact:

Sbald Costu
38 Beach Road, #29-11
South Beach Tower
Singapore 189767
Email: [email protected]